Every financial workflow, in one operating system
From bank sync to tax compliance, these modules share one ledger — so a bank transaction, an invoice, a receipt and a tax estimate all reconcile against the same source of truth.
Bank sync, everywhere you operate
Provider-agnostic connectors import and reconcile transactions automatically — India on the RBI Account Aggregator framework, Singapore on a licensed aggregator, plus 12,000+ banks across the US, UK, Canada and EU.
Smart categorization
A three-stage engine — deterministic rules, your learned vendor history, then an intelligent fallback. It only ever suggests categories from your own chart of accounts, and sharpens as your history grows.
Cash-flow forecast
A deterministic 30/60/90-day projection (up to a full year) from your bank history, recurring items and known bills — with what-if scenarios and confidence bands. Every figure computed, never invented.
Invoicing + recurring billing
Create and send invoices, collect payment through Stripe links, auto-generate recurring invoices, and chase unpaid ones with a three-tier reminder sequence — automatically.
Receipts + OCR matching
Snap or upload a receipt; the engine reads merchant, date and total and matches it to the right bank transaction — and for India, extracts GSTIN and CGST/SGST/IGST for Input Tax Credit.
Real-time reports
Live P&L, Balance Sheet and Cash-Flow statements, plus receivables/payables ageing with MSME exposure for India — all exportable to PDF, Excel and CSV, any time.
Taxes + GST compliance
Live tax estimates with a quarterly schedule for India and Singapore, GST return (GSTR) export, an eight-rule Input Tax Credit validator, and GSTR-2B reconciliation against the government portal.
Settlement reconciliation
Payouts from your card processors are detected on your bank feed and reconciled to the deposit and the underlying sales — ending payout-lag and commission guesswork.
Budgets + proactive alerts
Set budgets and let ForFinX watch the numbers — low-runway warnings, unusual spend-spike detection, and missed-deduction nudges surface before they become problems.
Books assistant
Ask plain-English questions about your finances and upload documents to query them too. It answers strictly from your own organisation’s data — and can run the deterministic forecast on request.
Built-in email infrastructure
Send from any SMTP provider and receive client replies in a per-organisation inbox — invoice reminders, replies and document intake in one place.
Accountant multi-client
Manage as many client organisations as you like from one login, each with its own role. Switch instantly, with membership verified on the server every time.
Snap a receipt. Claim the credit.
The engine reads merchant, date and total and matches the receipt to the right bank transaction. For India it also extracts GSTIN and CGST/SGST so your Input Tax Credit is captured — and that tax-ID extraction runs on a local model only.
- Automatic match to the underlying bank transaction
- GSTIN + CGST/SGST/IGST extraction for ITC
- Highly-sensitive tax IDs never leave your environment
A bookkeeper that works while you sleep
Autopilot runs on a schedule and does the routine work end to end, then emails you a short digest of what happened and what needs a look. Safe by default — when unsure, it flags for review instead of acting.
- Every action is configurable, on or off, per task
- Automated categorizations are suggestions you approve
- A complete, timestamped log of everything it did
2 items need your review · digest emailed at 7:00 AM
Money you’re entitled to, surfaced before year-end
ForFinX scans every transaction against jurisdiction-specific tax rules and tells you what you’re missing — before your accountant has to ask. Nothing is applied automatically.
Read-only
Never modifies a transaction or the tax estimate
Explicit click
Every item needs a deliberate action — no “apply all”
Cites the rule
Each suggestion names a real statutory section
Full audit trail
Every review action is logged with a timestamp
Every client’s books, under one login
Manage as many client organisations as you like from a single account, each with your own role and their most recent activity — switch instantly, without juggling passwords, and access is revoked the instant it’s removed.